www.discover.com/it – Apply Your Discover Credit Card Online

How could you apply for a Discover Bank Credit Card :

Discover is offering a variety of credit cards for its customers to make your finance work for you. Their credit cards are built to give you great rewards and exclusive deals that you deserve from their cashback credits cards to travel credit card. Discover financial service is an American and parent company of the Discover bank, based in River woods, Illinois. With Discover credit cards you can check your free credit scores and can rebuild your financial history, with no monthly fees. There are lots of other benefits there, you could go through the texts to know more details about Discover credit cards.

What are the services offered by Discover Bank:

  • Credit cards
  • Online banking
  • Savings account
  • Checking account
  • Money market account
  • Certificate of deposits
  • Personal loan
  • Debt consolidation loan
  • Student loan
  • Home equity loans
  • Home Mortgage refinance

How many types of credit cards are offered by the Discover Bank:

  • Discover cashback credit card
  • Discover travel credit card
  • Discover gas and restaurants credit card
  • Discover secured credit card
  • Discover student cashback
  • Discover student chrome
  • Discover NHL credit card
  • Discover business credit card

What are the benefits of the Discover Bank credit cards:

  • You will be charged 0% introductory APR for purchases
  • You could earn an unlimited cashback of up to 5%.
  • There will be no annual fees charged for Discover credit cards.
  • There will be no foreign transaction fees for your Discover credit cards.
  • You will get a free monthly credit score from the three major credit bureau.
  • Your earned cash back will never expire, you could redeem it at any time any amount.
  • You will get the free social security number alerts, in case if your social security number found on dark web sites.
  • You could block your account from any time from the web or the App, in case if you lost your credit card to prevent any further transactions from your account.
  • You will get U.S based customer support at any time.

How could you apply for the Discover Bank credit card through the invitation code:

  • To, apply for the Discover Bank credit card through the invitation code, you could visit the following page www.discover.com/it
  • Thereafter, you will be asked to enter your 23 digits invitation code, which could be found on your offer letter
  • And, click “Start Application” to proceed further.

Discover Card Application

  • After that, you will be required to enter your following information

Name

Home address

Primary phone

Email address

Date of birth

Social security number

Citizenship status

Employment status

Total gross income

Monthly housing/ rent payment

Bank account owned

  • Upon verification of your invitation code and entering your given details, you will be acknowledged immediately about your application status.

How could you apply for the Discover Bank Credit card without any invitation code:

  • To, apply for the Discover Bank Credit card without any invitation code, you could visit the following page www.discover.com
  • Now, click on “Credit cards”
  • Select your preferred credit card, after reviewing the terms and condition of the credit card
  • After that, click on “Apply now”.

Discover Credit Card Apply

  • Thereafter, you will be asked to choose your preferred design and enter your following details

Name

Home address

Primary phone

Email address

Date of birth

Social security number

Citizenship status

Employment status

Total gross income

Monthly housing/ rent payment

Bank account owned

  • And, click “Continue to terms”
  • After going through a couple of steps, and finally submitting your application, you would be acknowledged immediately about your application status.

What are the charges for the Discover Bank credit cards:

  • You will be charged 0% introductory APR for purchases and balance transfer for the first 14 months from your account opening.
  • After the introductory period, you will be charged 13.49% – 24.49% APR for purchases and balance transfer, based on the market rate.
  • For cash advances, you could be charged 26.49% APR.
  • There will be no charges for any penalty.
  • To avoid paying interest, you should clear your all dues within 25 days from the closing of each billing cycle.
  • If you would be charged any interest, it would be not less than $0.50
  • There will be no annual fees for your Discover credit cards.
  • After the introductory period, you could be charged 5% of the amount for a balance transfer.
  • For a cash transfer, you could be charged either 5% or $10 of the amount, whichever will be the higher.
  • A returned payment will attract a charge up to $40.
  • And, for the late payment, you could be charged up to $40 also.

How to access your Discover Bank Credit Card account:

  • To, login to your Discover Bank Credit Card account, you could visit the following page www.discover.com
  • Now, enter your “User Id” and “Password” and choose your account type
  • And, click “Log in”
  • After authenticating your login credentials, you could be able to access your Discover Credit Card account.

How to reset your Discover Bank account User Id or Password:

  • To, reset your Discover Bank account User Id or Password, you could visit the following page www.discover.com
  • Now, you could click on the alternative link “forgot user Id or password” which is provided below the log in button.
  • Thereafter, you need to select “Credit cards – Forgot user Id or Forgot Password
  • If you want to retrieve your User Id or password, you will be required to enter the following information

16 digits card number

Card expiration date

Primary cardmembers date of birth

Primary cardmembers last 4 digits social security number

  • And, click “Continue”
  • After authenticating your account details, you could be able to retrieve your Discover account User Id or password.

If you need any further assistance or have any queries regarding the Discover Bank credit cards, you could contact Discover Bank through the following

How to contact Discover Bank:

  • To get a quick response from their U.S based customer service representative, you could dial the following numbers

The U.S. –

1-800-DISCOVER

(1-800-347-2683) (English/ EspaƱol)

TDD

Telecommunication Device for the Deaf

1-800-347-7449

  • You could also write them to the following address

Payment Address

Discover Financial Services

P.O. Box 6103

Carol Stream, IL 60197-6103

Customer Service -General Inquiries

Discover Financial Services

P.O. Box 30943

Salt Lake City, UT 84130-943

  • You could also go through their FAQs to get quick resolutions
  • And, last but not the least, you could follow Discover Bank through their social media page

Facebook – www.facebook.com/discover

Twitter – twitter.com/discover

Referencewww.discover.com/it

www.discover.com

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