Last updated: October 4, 2026
This Privacy Policy explains how MyCreditCard.asia (“we”, “us”), operated by H and R Tech, collects, uses and protects information when you visit https://mycreditcard.asia.
Information we collect
We do not require you to create an account or provide personal information to read our content. We collect:
- Log and usage data: IP address, browser type, device, pages visited and time spent, collected automatically by our web server, security tools and analytics services.
- Comments and messages: if you leave a comment or email us, the name, email address and content you choose to provide.
- Cookies: small files stored on your device, as described below.
Cookies and advertising
We use cookies to remember your preferences, measure traffic and show advertising. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites. Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visits to this site and/or other sites on the Internet.
You may opt out of personalised advertising by visiting Google Ads Settings, or opt out of some third-party vendors’ use of cookies for personalised advertising at www.aboutads.info. Learn more about how Google uses information from sites that use its services.
You can also block or delete cookies in your browser settings and manage your choices through the consent message shown to visitors where required. Some features may not work without cookies.
Analytics
We use Google Analytics (via Google Site Kit) and StatCounter to understand how visitors use the site. These services collect information such as pages visited and approximate location, and are governed by their own privacy policies.
How we use information
- To operate, maintain and improve the website.
- To protect the site against spam, fraud and attacks (for example with Wordfence and Akismet).
- To show advertising and measure its performance.
- To respond to your messages.
We do not sell your personal information. We never ask for card numbers, PINs or passwords.
Comments
Comments may be checked through the Akismet spam detection service. An anonymised string created from your email address may be sent to Gravatar to see if you use it.
Data retention and your rights
Server and security logs are kept for a limited period. Depending on where you live (for example under the GDPR or CCPA), you may have the right to access, correct or delete your personal data. To make a request, contact us at [email protected].
Children
This website is not directed at children under 13, and we do not knowingly collect their personal information.
Changes to this policy
We may update this policy from time to time. Changes will be posted on this page with a new “Last updated” date.