www.bankofamerica.com – Detailed Process of Bank of America Credit Card Activation

Bank of America‘s new credit card holders can now activate their brand new credit card all bythemselves. Both the online and telephonic methods are available in this regard. For the Online method, customers first need to enroll in Online Banking. After that, they can follow the instructions for activation. In both cases, customers must have the credit card in hand for verification. It is strictly not recommended to initiate the activation as long as the physical credit card is not delivered.

 

About Bank of America

Bank of America brings the customers a world of new-age banking coupled with excellent customer service and impeccable security. Formally known as The Bank of America Corporation, this American multinational financial and investment banking organization serves wide segments of personal, business, and commercial clients.

The headquarter of the bank is located in Charlotte, North Carolina, U.S.A. Prominent hubs of Bank of America are located in the cities of New York City, Dallas, Toronto, London, and Hong Kong. The products offered by the bank are a consumer and corporate banking, insurance, mortgage loans, investment, and private banking, credit cards, wealth management, private equity, and more.

 

Credit Card Offered

Bank of America offers various credit cards which include cashback, zero annual fees, travel, rewards, and many more. Few of the popular ones are:

Bank of America® Travel Rewards

• On every $1 spent, earn unlimited 5 points.
• Introductory Online Bonus of 25,000 points will be credited which equates to $250 value!
• No limit of expiry.
• No blackout days for redeeming the points.
• On upgrading to Preferred Rewards membership, you can earn 25%-75% more points per eligible purchases.
• Pay in statement credits while booking your travel tickets with your card.

Rates and Fees

• 0% Intro APR for the first 12 billing cycles.
• After that, a variable APR of 99% to 22.99% will be applicable.
• Zero Annual Fees.

 

Bank of America® Cash Rewards

• Avail 3% Cashback in the category of your choice.
• Avail 2% Cashback from wholesale clubs and grocery stores.
• Avail 1% Cashback on every other purchase.
• Earn 25%-75% more cashback on all purchases after becoming Preferred Rewards Members.
• $200 Cash Rewards as a bonus.

Rates and Fees

• Zero Annual Fees.
• For twelve billing cycles, you get 0% Intro APR.
• Post this, 99% to 23.99% variable APR would apply.

 

Bank of America® Premium Rewards®

• Activate the card and immediately get whooping 50,000 bonus points equating to $500.
• With every $1 spent on dining and travel purchases, get fixed 2 points.
• On spending $1for other purchases, get up to5 points on all other purchases.
• Earn 25%-75% more points with Preferred Rewards Members.
• Combined TSA Pre Global Entry and Airline Incidental Statement Credits of up to$200.
• Cashback can be redeemed flexibly in the form of statement credits, cash deposits, reward points, gifts cards, and more.

Rates and Fees

• Annual Fees of $95.
• Variable APR 99% – 22.99%.
• Balance Transfer Rate is 3% of each transaction(minimum being $10)

Explore more credit cards by visiting www.bankofamerica.com/credit-cards/ and start browsing category-wise.

 

Bank of America Credit Card Activation with Online Banking

All the credit cards have common methods for activation. Before activation, you need to create an Online Banking Account. After accessing the credentials, you will be prompted to activate their card. Here is how to start the activation process:

• Open your browser and visit www.bankofamerica.com
• Tap on Enroll.

 

 

• Enter Credit Card Number (last 6 digits)

 

 

• Enter Social Security Number/Tax ID Number of the cardholder.
• Click on the Continue tab.
• Go through the instructions to create the correct Online ID and Passcodefor your account.
• Set up the Security Questions and Answers.
• Complete the account set up.

If you are done with the account set up, it’s now time to access your account and complete the final activation.

• Open your browser and visit  www.bankofamerica.com
• Enter the Online ID.
• Type in the Passcode.
• You may tap on Save Online ID if you wish the browser to auto-fill it at the time of the next login. Skip the step if you are not accessing it from a private device.
• Click on the Sign In
• Choose the Credit Card from the account you wish to activate and verify by entering full Credit Card Number, Date of Expiry (mm-yy),Full Name of the Primary Cardholder(as printed on the card) and cardholder’s Date of Birth(mm-dd-yyyy)
• Confirm the activation by creating Secure PIN for your credit card. This PIN can be used for the purchase, transaction, and cash withdrawal.
• Your card will be successfully activated. You will get a notification regarding the same on your registered email address and registered mobile number.

 

How to Recover Online Banking Credentials

If you ever forget your account credentials, i.e. Passcode and Online ID, recover them easily by going through the following instructions:

• Open your browser and visit www.bankofamerica.com
• Tap on Forgot ID/Passcode.
• Enter the following details of the primary cardholder to recover the account:

1. Credit Card Number’s last 6 digits.
2. Social Security Number/Tax ID Number.

• Tap on the Continue

 

Bank of America Credit Card Activation Via Help Line

Those who are in a hurry, or already have an Online Banking account and want to go in a short cut way can also activate their credit card by calling up Customer Support. Dial Bank of America Credit Card Activation Helpline at 800-276-9939. Follow the instructions of the IVR and verify your credit card details as well as ID details. On successful verification, you will be prompted to set up Card PIN. Finally, your card activation will be successful. The Activation line is active for 24/7 hours!

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Customer Support

Phone

Customer Support(including lost and stolen card)

Dial 800.732.9194(Domestic)

Dial 1.757.677.4701(International)

Standard International Charges may apply.

Time

24/7 hours.

Billing Inquiries

Dial 866.266.0212

 

References

www.bankofamerica.com