www.citi.com/simplicity – Access to your Citi Simplicity Card Online

Citi Simplicity Credit Card Online Access :
Citi Simplicity Credit Card offers the consumers a simple card with exceptional value through no late fees, no penalty rate, no annual fee, and a low intro APR. It helps the card members to keep things simple so that they are able to do much more important things in life. Citi also allows eligible people to open the Simplicity Card account online. And then, activate and sign up for Online Access to manage the card account online anywhere anytime at their convenience.
How to Apply for a Citi Simplicity Credit Card Online :
If you are looking for a low intro credit card, you can apply for this Citi Simplicity Credit Card which is very straightforward to open. And you can do it over the web at the comfort of your home or anywhere you want. The online application is a fast and simple procedure that you can begin in the following way.
- Visit the Citi Simplicity Credit Card page, www.citi.com/simplicity
- You will see a Citi Simplicity Card image on the right-hand side of your screen. Click the “Apply Now” button found under it.
- If you scroll down the page, you can locate the “Apply Now” button at the top right corner of the screen. Use any of these to open a new tab of the online application.
- Enter some of your personal information i.e. First Name, Last Name, Home Address, Social Security Number, and Date of Birth.
- Select your country of citizenship.
- Provide at least one Phone Number (Mobile or Home) and Email Address
- Choose a Security Word Hint question from the drop-down list to use while calling about your City Simplicity Account.
- Set an answer containing up to 10 letters and numbers. Vulgar language as a Security Word is not allowed.
- Give the required financial information including your Total Annual Income and Monthly Mortgage or Rent Payment
- Add an authorized user if you wish
- Review and select the Terms & Conditions checkbox before clicking on the “Agree & Submit” button.
To apply for the Citi Simplicity Credit Card by phone, you can dial 1-800-492-2127 and provide all the necessary details of account opening by hearing at the operator’s instructions.
If you are approved for Citi Simplicity Credit Card, Citibank will send you the new card by mail.
How to Activate Citi Simplicity Credit Card Online :
Once the card reaches you, you can activate it by calling the number back on your Citi Simplicity Credit Card. Or, go online for the activation.
For online activation, visit the Citi Simplicity Credit Card page www.citi.com/simplicity. Click the “Sign On” button at the top right of the page to open the Citibank Online site. Use the “Activate a Card” link at the bottom of the ‘Sign On’ box on the right-hand side.
Fill in the Card Number field with your Citi Simplicity Credit Card Number and click the “Continue” button to proceed. Complete the rest to activate your Citi Simplicity Credit Card.
How to Register for Citi Simplicity Credit Card Online Access :
The Citi Simplicity Credit Cardholders must have an online account with Citibank to access their card digitally. If you are already a Citibank customer enrolled in Online Account Access, you do not need to do the registration separately for your Citi Simplicity Credit Card. You can log in to your existing Citi Online Account and link your Citi Simplicity Credit Card to that.
If you are a new customer and do not have any with Citibank online access, you have to register for Citi Online Banking and create an online account to access the service. For registration, you can
- Visit www.citi.com/simplicity
- Enter the login site by clicking the “Sign On” button from the top right.
- Select the “Register for Online Access” found at the end corner of the Sign-On box on the left-hand side.
- Enter your Citi Simplicity Credit Card Number in the first field without any dashes or spaces.
- Click the “Continue Set Up” button and enter the next step for the verification.
After your card account is verified, you will have the option to create your Simplicity Credit Card Online Account Access.
Also Read : How to Access eZCard Online Account
How to Log In to Citi Simplicity Credit Card Online Account :
Once you set up the online access of your Citi Simplicity Credit Card, you can log in to the Citi Internet Banking from any web browser in a few simple steps such as
- Go to the Citi Online Baking site from the “Sign On” button from the top right of www.citi.com/simplicity
- Enter the User ID and Password created during Online Access Registration in their respective fields on the Sign-On box.
- Check the “Remember My User ID” box to speed up the future login process.
- Hit the “Sign On” button to access your Citi Simplicity Credit Card Account online.
Now, you can view all the information of your Citi account in one central place. And do a lot of account management activities like paying bills, checking transaction history and balance, receiving statements, setting alerts, and many more.
To Recover Citi Simplicity Card Online Account Access :
For having trouble signing on to your Citi Online Account to access your Simplicity Card because of the login credentials, begin the recovery process as given below.
- Click the “Forgot User ID?” or “Forgot Password?” link, based on your requirement, under the ‘Sign In’ button.
- Enter your Simplicity Card or any other Citi account number associated with the User Id or Password.
- Click the “Continue” button and verify the identity using the primary account holder’s information.
Follow the on-screen instructions to find your User Id or reset the password and obtain your Citi Simplicity Credit Card Online Account access again.
Citi Simplicity Credit Card Offers & Benefits :
Citi Simplicity Credit Card issued on the Mastercard network is a simple credit card with a low intro rate on purchase and balance transfer. With the card, you can enjoy
- No Annual Fee, No Late Fees, No Penalty Rate ever
- 0% Intro APR for 18 months on purchases and balance transfers
- Flexible Payment Due Date to pay full or just minimum payment due, on any available date, in the beginning, middle, or end of each month.
- make purchases safely using Contactless Pay with your contactless-chip enabled Citi Simplicity Card
- Digital Wallets to protect your card information and speed through checkout for shopping in millions of places online, within apps, or in stores
- $0 Liability on Unauthorized Charges
- Citi Identity Theft Solutions
- Automatic Account Alerts by email or mobile phone for payments due, balance levels, going over the credit limit, etc.
- 24/7 Customer Service to help with every aspect of your Simplicity card membership including technical assistance
- Manage Card Account through the internet to stay connected to the account activity all the time
Rates & Fees :
- Purchase APR: 0% for 18 months, after that 14.74% to 24.74%
- Balance Transfer APR: 0% for 18 months, then 14.74% to 24.74%
- Cash Advance APR: 25.24%
- Citi Flex Plan APR: 14.74% to 24.74%
- Annual Fee: None
- Balance Transfer Fee: Either $5 or 3% of the amount
- Cash Advance Fee: Either $10 or 5% of the amount of each transfer
- Foreign Purchase Transaction Fee: 3% of each purchase transaction in US dollar
- Returned Payment Fee: Up to $40
Contact Information :
For more info, call the Citibank Customer Service Number: 1-877-625-6382
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